Tsukasa Makino, Manager IT & Corporate Planning for Tokio Marine & Nichido Fire Insurance Company visited our office today. They are ACORD members and he has been very helpful in our advocacy for industry standards. He emphasized the important role of regulators in our business and the need to work with them. So whether it is the International Association of Insurance Supervisors or the many national regulatory agencies, ACORD must build and maintain those relationships. We plan to do more in 2007.